Breakout Rate Pricing:

Best Types of Businesses:
Sm 2 Med B2C
Large Recurring Billing Base
MPV Under $50K/mo.
Single Processing Method

Card-Not-Present Rates: Internet, MOTO
Qualified Transaction:
Visa Qualified Check Cards Discount Rate: 1.99% + $.15 cents
Visa Qualified Credit Cards Discount Rate: 2.20%
Visa Mid-Qualified Credit Cards Discount Rate: 2.69%
Visa Non-Qualified Corporate/Commercial Cards 3.45% +  $.10 cents

MasterCard Qualified Check Cards Discount Rate: 2.09% + $ .15 cents
MasterCard/Discover Qualified Credit Cards Discount Rate: 2.25%
MasterCard/Discover Mid-Qualified Credit Cards Discount Rate: 2.79%
MasterCard/Discover Non-Qualified Corporate/Commercial Cards 3.45% +  $.10 cents

Card Present/Swipe Rates: Retail, VPOS
Qualified Transaction:
Visa Qualified Check Cards Discount Rate: 1.49% + $.15 cents
Visa Qualified Credit Cards Discount Rate: 1.79%
Visa Mid-Qualified Credit Cards Discount Rate: 2.49%
Visa Non-Qualified Corporate/Commercial Cards 3.45% +  $.10 cents

MasterCard Qualified Check Cards Discount Rate: 1.59% + $ .15 cents
MasterCard/Discover Qualified Credit Cards Discount Rate: 1.89%
MasterCard/Discover Mid-Qualified Credit Cards Discount Rate: 2.59%
MasterCard/Discover Non-Qualified Corporate/Commercial Cards 3.45% +  $.10 cents

 

Monthly Fees :  These are hard cost that are not affected by processing volume.  They vary per processor.

Per Auth Fee
Statement Fee (Paper/Online)
Monthly Minimum*
PCI Compliance Fee
Annual Fee

Fine Print
Agreement Length of Term
Early Cancellation Fees
Introduction/Starter(Temporary) Pricing

Per Occurrence Fees: These vary by Processor.  They include, but are not limited to: batch fees, account changes, chargebacks/retrievals, customer service, and over-the-limit fees.

*(Only cost affected by Processing volume)

This pricing program is acceptable for merchants of any type that accept 100% consumer credit cards. This pricing program is a very popular, and is great for new to established businesses.